We’ve got no interest in providing people with a generic suite of insurances that they may or may not need - we’d much rather tailor-make solutions that fit each of our clients just right. That’s why Berry Financial Services have a range of different insurances available to cover a broad spectrum of circumstances.
Life insurance is the most well known type of personal insurance, and many people wonder if they even need it, especially if they’re still a good way off retirement age. But really, this is about ensuring that there’s a little less stress and worry put on the people you care about most, if suddenly you’re no longer around.
On the other hand, Total and Permanent Disablement (TPD) insurance gives you the confidence that, if you’re hit with an illness or injury that permanently impacts your ability to work, you won’t be up a creek without a paddle. A significant lump sum payment can make sure your family and lifestyle are protected when something goes wrong.
Trauma insurance is similar in some ways to TPD, but it doesn’t hinge on the disability being permanent. This means that when medical bills or rehabilitation costs crop up, you’ll have a lump sum payment to support you through your journey back to normality.
Where Trauma insurance ensures that a lump sum arrives in your account to cover unusual expenses, Income Protection insurance provides you with a monthly benefit if you end up unable to continue working in your occupation due to illness or injury - giving the confidence that you’re taken care of in the long term.
At the end of the day, personal insurance removes an element of financial stress from situations that are stressful enough already. Take a minute to chat with our team today and find out how you can add a bit of peace of mind to your future.